If you’re filing a long-term disability (LTD) claim through your employer-provided insurance, you’ve likely come across the term ERISA—the Employee Retirement Income Security Act of 1974. ERISA is a federal law that governs most employer-sponsored disability insurance plans, setting strict rules for how claims must be processed and appealed. Unfortunately, these regulations often favor insurance… Read more

Filing a long-term disability (LTD) claim can be a daunting process, filled with legal complexities and frustrating delays. If your claim is denied or stalled, an experienced disability lawyer can be a crucial ally, helping you navigate the system and fight for the benefits you deserve. Here’s how legal representation can make a difference: 1…. Read more

Receiving a denial for your long-term disability (LTD) claim can be frustrating and overwhelming, especially when you’re relying on those benefits to support yourself and your family. Insurance companies often deny claims because they believe the applicant does not meet the policy’s definition of disability. However, these definitions vary by policy, making it essential to… Read more

In Pennsylvania, the Department of Labor & Industry provides a comprehensive set of Workers’ Compensation (WC) forms, known as LIBC forms, to facilitate the management of work-related injuries and illnesses. Understanding and properly using these forms is essential for employers, employees, insurers, and healthcare providers in order to ensure compliance with the Pennsylvania Workers’ Compensation… Read more

Creating a safe workplace is essential for businesses of all sizes. Both large corporations and small businesses need to establish a culture of safety, identify common hazards, implement effective practices, and comply with regulatory requirements. The following guidelines will assist employers in protecting employees, preventing accidents, and reducing workers’ compensation claims. 1. The Importance of… Read more