How much can you work while receiving Social Security Disability benefits?

Social Security defines disability as an “inability to engage in any substantial gainful activity” because of a physical or mental impairment. In short, to be disabled, you must be unable to work. However, Social Security defines work in such a way that it’s possible to work and earn a certain amount of money and still… Read more


How does ERISA Affect Long Term Disability?

ERISA is the acronym for The Employee Retirement Income Security Act of 1974. ERISA is a comprehensive and complicated federal law that was originally intended to protect employee pension plans. Since ERISA was enacted it has been amended extensively. One of many such amendments permitted ERISA to regulate the administration and operation of employer sponsored… Read more


Why does it take so long to receive a decision on my SSDI/SSI claim?

Initial Level There are multiple steps in the SSDI/SSI application process. When you submit your initial application to the Social Security Administration (SSA), your claim is “developed” by an SSA employee known as an “adjudicator.” It is the adjudicators responsibility to request your medical records, send you the necessary paperwork, and request further medical exams… Read more


What’s the difference between SSDI and SSI and which is right for you?

If you have become disabled and need to file for disability, the application process can be overwhelming. However, there are ways to get through it. Your first step is to identify the most important questions that need to be answered before you apply: • Which program will I be eligible for? • What programs are… Read more