ERISA is the acronym for The Employee Retirement Income Security Act of 1974. ERISA is a comprehensive and complicated federal law that was originally intended to protect employee pension plans. Since ERISA was enacted it has been amended extensively. One of many such amendments permitted ERISA to regulate the administration and operation of employer sponsored… Read more

Initial Level There are multiple steps in the SSDI/SSI application process. When you submit your initial application to the Social Security Administration (SSA), your claim is “developed” by an SSA employee known as an “adjudicator.” It is the adjudicators responsibility to request your medical records, send you the necessary paperwork, and request further medical exams… Read more

The “alphabet soup” of Social Security can be confusing. Social Security Disability (SSD) and Supplemental Security Income (SSI) are the two disability programs administered by the federal government. It is common for people to use the names or abbreviations of these programs interchangeably, however they are both very different. An individual can be eligible for… Read more