The Difference Between SSD and SSI

The “alphabet soup” of Social Security can be confusing. Social Security Disability (SSD) and Supplemental Security Income (SSI) are the two disability programs administered by the federal government.

Both provide benefits to people unable to work because of a physical or mental impairment. The definition of disability and the hearing process are the same for SSD and SSI, but the eligibility and
benefits are different.

  • Social Security Disability Insurance (commonly called SSD or SSDI) is for people with a steady work history prior to becoming disabled. Monthly benefits are based on how much you paid into the system through Social Security payroll taxes.
  • Supplemental Security Income (or SSI) is for people who do not qualify for Social Security Disability because they have never had a job or worked only sporadically over the years. The benefits are a fixed amount. The current federal benefit amount is $674 per month.

At Martin Law, we help clients file for SSD or SSI and appeal any denied benefits. Contact our Philadelphia SSD and SSI attorneys for more information about the benefits you are entitled to.

Determining Your Eligibility for SSD or SSI

There are no asset limits for Social Security Disability. You do not have to spend down to poverty to be eligible. You can collect SSD even if your spouse still works and you own your home.

However, SSI has strict limits on assets and income. The person must essentially qualify for welfare: no more than $2,000 in assets for an individual or $3,000 for a married couple. A car or home is not counted. However, if you own more than one car or home it will count against your claim.

Turned Down for SSD or SSI?

The experienced disability firm of Martin Law can step in to handle the appeals process if your application for disability benefits has been denied. We have a successful record with both SSD and SSI claims.

At our law firm, we have handled thousands of claims throughout the Philadelphia metro area. Because Social Security is a federal program, we also represent claimants statewide in Pennsylvania and in New Jersey, Delaware, Maryland and New York.

Speak With a Skilled Pennsylvania Social Security Disability Income Attorney

Contact a Pennsylvania Social Security Disability income lawyer at our firm at 215.587.8400 for a free consultation. There are no attorney fees unless we win your case.

Let us evaluate your claim —FREE— 215.587.8400

Awards & Accomplishments

The workers' compensation attorneys at Martin Law have received numerous honors and awards—from other lawyers, neutral third-party publications and trusted consumer organizations. The achievement we are most proud of is simply being able to help the many decent, hardworking people who have suffered the misfortune of a work injury.