Long-Term Disability Litigation
Has your long-term disability insurance claim been denied? Appealing and then litigating your disability claim can be a long and frustrating process.
At Martin Law, our Philadelphia long-term disability attorneys help clients appeal and litigate denied claims. From the initial denial of your claim, through the administrative process with your insurer, our lawyers can guide you through to litigation and fight for the benefits you paid for.
To discuss your claim and appeal in a FREE initial consultation, contact our Philadelphia-based law firm. We will help you understand the process and represent you in court.
Experienced Pennsylvania ERISA Disability Claim Litigation Attorneys
Once the administrative appeals process has been exhausted with your insurer, you will be able to move forward with a lawsuit. If your long-term disability insurance was purchased through an employer, your case will be governed by a complex set of federal laws and regulations known as the Employee Retirement Income Security Act of 1974 (ERISA). Our attorneys understand the implications and impact of ERISA on your claim and can help you navigate the administrative appeals process as well as the federal court system.
Handling State Insurance Cases
If your long-term disability insurance coverage is not governed by ERISA, your claim will be governed by state law. We can help you bring a breach of contract action against your insurer. Our attorneys will work to prove that your insurer materially breached the contract (the insurance policy) by failing to recognize your disability in accordance with the terms set forth therein.
Hire a Skilled Attorney Before Time Runs Out
It is important to seek representation as soon as possible. Your policy may limit the time frame in which you can appeal a denial or benefits. Most plans or policies only provide for a 90 to 180-day window to file an appeal.
Your policy may also limit the time frame in which you can file.